Welcome to Blue Fermion. These Terms of Service ("Terms") govern your use of our website (bluefermion.com) and services provided by Blue Fermion, LLC ("Blue Fermion," "we," "us," or "our").
                
                
                  By accessing or using our website, AI chat feature, or any services, you agree to be bound by these Terms. If you do not agree to these Terms, do not use our website or services.
                
               
              
              1. Services Description
              Blue Fermion operates through two divisions:
              
                - Blue Fermion Labs: Develops SaaS products and AI solutions (AgentResume.ai, Demeterics, PNPS.ai)
 
                - Blue Fermion Advisory: Provides strategic consulting services including executive advisory, transformation programs, and education
 
              
              
                Our website includes an AI-powered chat feature for informational purposes only. Use of this chat does NOT constitute a professional consulting relationship or create any advisory obligations.
              
              
              
                
                  
                  2. AI-Generated Content Disclaimer
                
                CRITICAL: READ CAREFULLY
                Our AI chat feature uses large language models (LLMs) to generate responses. You acknowledge and agree that:
                
                  - Inaccuracies and Hallucinations: AI-generated responses may contain factual errors, outdated information, or "hallucinations" (plausible-sounding but incorrect information)
 
                  - Not Professional Advice: Responses are for informational purposes only and do NOT constitute professional consulting, legal, financial, technical, or strategic advice
 
                  - No Warranties: We make NO warranties about the accuracy, completeness, reliability, or suitability of AI-generated content
 
                  - No Substitute for Engagement: AI chat responses do NOT replace formal consulting engagements, which require signed contracts and payment
 
                  - Verify Independently: You must independently verify all information before making any business decisions
 
                  - No Liability: We are NOT liable for any damages resulting from reliance on AI-generated responses
 
                
                If you require professional advice, contact us to discuss a formal consulting engagement.
               
              
              3. Acceptable Use Policy
              You agree NOT to:
              
                - Use our website or AI chat for illegal, harmful, or fraudulent purposes
 
                - Attempt to reverse engineer, hack, or compromise our systems
 
                - Scrape, crawl, or systematically extract data without permission
 
                - Submit confidential, proprietary, or sensitive information via AI chat
 
                - Misrepresent AI-generated responses as professional advice from Blue Fermion
 
                - Use our services to generate misleading, defamatory, or harmful content
 
                - Overload or disrupt our infrastructure through excessive requests
 
              
              
                We reserve the right to terminate access for violations of this policy without notice.
              
              
              4. Professional Consulting Services
              
                All professional consulting services (Executive Advisory, Transformation Programs, Speaking & Education) require:
              
              
                - A separate written contract or Statement of Work (SOW)
 
                - Agreed-upon scope, deliverables, timeline, and fees
 
                - Payment terms as specified in the contract
 
              
              
                These Terms do NOT constitute an agreement for professional services. Professional services are governed solely by their respective contracts.
              
              
              5. Intellectual Property
              
                All content on this website (text, images, code, designs, articles, methodologies) is owned by Blue Fermion, LLC and protected by copyright, trademark, and other intellectual property laws.
              
              
                You may NOT:
              
              
                - Reproduce, distribute, or publicly display our content without permission
 
                - Use our trademarks, logos, or brand assets without authorization
 
                - Claim ownership of our methodologies, frameworks, or proprietary approaches
 
              
              
                You may share links to our articles and reference our published content with proper attribution.
              
              
              6. Privacy and Data Collection
              
                Our collection and use of personal information is governed by our Privacy Policy. By using our website, you consent to:
              
              
                - Analytics tracking (Google Analytics)
 
                - Storage of AI chat conversations for service improvement
 
                - Use of cookies and similar technologies
 
              
              
                See our Privacy Policy for complete details.
              
              
              7. Third-Party Services and Links
              
                Our website and AI chat integrate with third-party services (OpenRouter, Groq, Anthropic, OpenAI, Google Analytics, n8n). We are NOT responsible for:
              
              
                - Third-party service outages, errors, or data breaches
 
                - Content or practices of linked external websites
 
                - Third-party terms of service or privacy policies
 
              
              
                Your use of third-party services is governed by their respective terms and policies.
              
              
              8. Disclaimer of Warranties
              
                
                  OUR WEBSITE AND SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:
                
                
                  - Merchantability, fitness for a particular purpose, or non-infringement
 
                  - Accuracy, reliability, or completeness of information
 
                  - Uninterrupted, timely, secure, or error-free operation
 
                  - Results obtained from using our services
 
                
               
              
              9. Limitation of Liability
              
                TO THE MAXIMUM EXTENT PERMITTED BY LAW:
                
                  BLUE FERMION, LLC SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO:
                
                
                  - Loss of profits, revenue, data, or business opportunities
 
                  - Business interruption or loss of goodwill
 
                  - Damages resulting from reliance on AI-generated content
 
                  - Costs of procurement of substitute services
 
                
                
                  OUR TOTAL LIABILITY FOR ANY CLAIMS ARISING FROM USE OF OUR WEBSITE OR FREE SERVICES SHALL NOT EXCEED $100 USD.
                
               
              
              10. Indemnification
              
                You agree to indemnify, defend, and hold harmless Blue Fermion, LLC, its officers, employees, and contractors from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from:
              
              
                - Your use of our website or services
 
                - Your violation of these Terms
 
                - Your violation of any third-party rights
 
                - Reliance on AI-generated content for business decisions
 
              
              
              11. Termination
              
                We reserve the right to terminate or suspend your access to our website and services at any time, without notice, for:
              
              
                - Violations of these Terms
 
                - Suspected fraudulent, abusive, or illegal activity
 
                - Any reason at our sole discretion
 
              
              
              12. Governing Law and Disputes
              
                These Terms are governed by the laws of the State of Illinois, United States, without regard to conflict of law principles. Any disputes shall be resolved through:
              
              
                - Informal Resolution: Contact us first to resolve disputes informally
 
                - Arbitration: Binding arbitration in Cook County, Illinois (if informal resolution fails)
 
                - No Class Actions: You waive the right to participate in class action lawsuits
 
              
              
              13. Changes to These Terms
              
                We may update these Terms at any time. Changes will be effective immediately upon posting to this page. Continued use of our website after changes constitutes acceptance of the updated Terms.
              
              
                Material changes will be indicated by updating the "Last Updated" date at the top of this page.
              
              
              14. Contact Information
              
                If you have questions about these Terms, please contact us:
              
              
              
              
                
                  
                  By using our website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.